Business Loan – Powering Ambitions,
Fueling Growth Flexible Capital.
Fast Approvals. Trusted Financial
Partnerships.


🏛️ Pan-India Bank Network
🔄 Fast Turnaround (5–7 Days)

🧾 Minimum Documentation

Who Should Apply?

Salaried

Retailers, Shop Owners & Traders

Freelancers

Service Businesses

Freelancers

Professionals

Women

Startups & MSMEs

Loan Highlights

Loan Amounts

₹1 Lakh to ₹2 Crores

Tenure

Tenure: 12 to 60 Months

Interest Rate

Starting from 12% p.a.

Type

Unsecured & Secured options available

Eligibility Criteria

  • Age 24 to 65 Years
  • Business Vintage Minimum 1 Year (Preferred)
  • Turnover ₹10 Lakhs+ annually (Varies)
  • Credit Score CIBIL 650+ (Preferred)
  • GST Registration Not mandatory, but preferred

Eligibility & Documents

For Salaried:

  • PAN Card, Aadhaar Card
  • Business Proof (GST, Shop License, MSME Cert.)
  • Last 12 Months Bank Statement
  • ITR (Last 1–2 Years)
  • Income Proof / Profit & Loss Statement
  • Office Address Proof
  • Loan EMI track record (if any)

Apply Now

Talk to Us on WhatsApp

Our Process

01
Share Your Need via Form or WhatsApp
02
Get Call from IRA Business Loan Advisor
03
Choose Best Option From 50+ Banks
04
Document Pickup & Bank Processing
05
Approval Within 5–7 Working Days
06
Funds Disbursed Directly to Your Account

Let's Unlock Your
Financial Potential - Together

Map

Whether you're reaching out for loan consulting or interested in becoming a partner, we're here to support your financial journey.

Book a Free Consultation

Schedule a free consultation to explore our services and get expert advice tailored to your needs.

Become a Partner

Join hands with us to help others grow. Collaborate and expand with IRA Finserv’s trusted financial ecosystem.